Sutton Bank Partner Infrastructure
Cash App operates banking services through Sutton Bank and Lincoln Savings Bank (Members FDIC). Every verified account receives:
- Routing Transit Number (RTN): 9-digit US Federal Reserve code.
- Direct Deposit Account Number: Unique dedicated checking account string.
Uses for Dedicated Banking Numbers
- Employer Direct Deposit: Receive wages up to 2 days earlier than traditional brick-and-mortar institutions.
- Tax Refunds: Route IRS federal and state income tax returns directly into your balance.
- Wire & ACH Inbound: Accept third-party US business payments and platform payouts.